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Financial Aid

More Tech Institute offers financial aid assistance for those who qualify. The financial aid assistance programs are supported by the U. S. Department of Education. These programs are designed to help applicants who have limited financial resources by providing funds in the form of grants and/or loan(s). This financial assistance is primarily for students who would not otherwise be able to continue their education. Award of federal financial assistance as described is conditioned on the financial need of the applicant.
Federal Work-Study Program
The Federal Work-Study Program provides jobs for undergraduate and graduate students with financial need by allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study. Employment is part-time only. An application can be made through the Institute’s Financial Aid Department. Eligibility is based on financial need and the availability of funds.
Federal SEOG
A Federal Supplement Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need, which means students with the lowest Expected Family Contributions (EFC). This program gives priority to students who receive Federal Pell Grants. Students can receive between $100 and $4,000 a year depending on when they apply, their level of need, and the funding level of the school. An FSEOG does not have to be repaid.
Federal Pell Grant
The Pell Grant is an entitlement program available for those who need it to attend a post-secondary educational institution. The amount of the Pell Grant entitlement is determined on the basis of the cost of attendance at the institution, the Expected Family Contribution (EFC), and the actual number of clock-hours for which the student is enrolled. Students can reapply annually for Pell consideration. All students receive a copy of The Student Guide for Financial Aid which is distributed by the institution and provided by the U.S Department of Education. Federal Pell Grant does not have to be repaid. Federal Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or professional degree. Awards can range up to $5,645.00 per academic year and are based on the financial need of the family or individual and the cost of education.

Federal Direct Loan

Student loans, unlike grants and Work-Study, are borrowed money that must be repaid, with interest. You cannot have these loans canceled because you didn‘t like the education you received, didn‘t get a job in your field of study, or because you‘re having financial difficulty. Loans are legal obligations, so before you take out a student loan, think about the amount you need and do not request more than you need for your education. Your Federal Student Loans: Learn the Basics and Manage Your Debt (PDF) can help you learn more about federal student loan debt. You can find this publication at www.FederalStudentAid.ed.gov William D. Ford Federal Direct Loan Program.


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